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devcer

open-payments-mcp

by devcer

Execute Peer-to-Peer Payment

execute_peer_to_peer_payment

Create an incoming payment, request a quote, approve the outgoing grant, and complete the outgoing payment between two wallet addresses. Automates the peer-to-peer payment flow with approval handling.

Instructions

Orchestrate a full peer-to-peer payment flow: incoming payment, quote, interactive outgoing grant, and outgoing payment (blocks until approval).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
dryRunNo
methodNo
timeoutMsNo
incomingAmountNo
sendingWalletAddressUrlYes
receivingWalletAddressUrlYes
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description must carry the full transparency burden. It does disclose that the operation 'blocks until approval' and is 'interactive,' which is important. However, it does not detail side effects like creating multiple resources, potential irreversibility, or failure modes.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence that efficiently conveys the tool's scope and key behavior. It packs a lot of information without wasted words, though a more structured format might improve readability.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the complexity of orchestrating four sub-steps, the absence of an output schema, and no annotation context, the description is high-level and incomplete. It fails to mention what the caller receives (return value), error handling, timeout semantics, or prerequisites, leaving significant gaps for an agent to safely invoke the tool.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has zero descriptions for its 6 properties, and the description itself explains none of them. While the required wallet address fields are somewhat self-explanatory, optional parameters like dryRun, method, and timeoutMs remain completely ambiguous, leaving the agent without guidance.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses a specific verb ('Orchestrate') and clearly defines the resource ('full peer-to-peer payment flow'), enumerating the concrete steps involved. This distinguishes it from sibling tools that handle individual steps, making its purpose unambiguous.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies this tool is for executing the entire flow in one call, contrasting with the granular sibling tools. However, it does not explicitly state when to prefer this over manual composition, nor does it mention exclusions or specific scenarios for alternative tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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