Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must disclose side effects, safety, or idempotence. It simply says 'Initialize database connection' without explaining what happens, whether it creates or mutates resources, or if it is safe to run repeatedly. This is a significant gap for a tool that likely has side effects.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.