Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations exist, so the description carries the full burden. It specifies that the tool returns APY per chain, which adds behavioral scope, but it does not disclose the return format, whether values are percentages or decimals, or any side effects. For a simple read operation this is minimally adequate but not comprehensive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.