mcp-server-usdd

An MCP server for the USDD protocol across TRON, Ethereum, and BNB Smart Chain (plus internal testnets). Covers Vault/CDP, PSM, USDD Savings, token transfers, and protocol analytics.

Scope

Current implementation covers:

• Vault lifecycle: open, deposit collateral, mint USDD, repay, withdraw, close

• PSM lifecycle: inspect fees and routes, swap into USDD, swap out of USDD

• Savings lifecycle: inspect USDD Savings, deposit, withdraw

• Risk and monitoring for vaults: summaries, oracle status, collateral buffers

• Token preflight checks: balances, allowances, approvals

• Token transfers: two-step preview → confirm flow for TRX, TRC20, and EVM native/ERC20

• Protocol analytics: chain metrics, collateral prices, PSM route metrics, treasury, Smart Allocator, proof of reserve

Supported Networks

Prerequisites

• Node.js 20+

• Optional but recommended:

  • TRONGRID_API_KEY for more reliable TRON access

  • dedicated ETH_RPC_URL

  • dedicated BSC_RPC_URL

Developer

Installation

git clone https://github.com/decentralized-usd/mcp-server-usdd
cd mcp-server-usdd
npm install

Usage

npm start
npm run start:http
npm run dev

Configuration

Wallet Modes

The server supports two signing modes:

• Browser mode (recommended): connect a TronLink-compatible browser wallet and sign in browser.

• Agent mode: use encrypted local private keys stored in ~/.agent-wallet/.

For TRON writes, each Claude session shows a one-time signing-mode confirmation reminder before the first write.

You can also manage wallets via CLI or MCP tools:

CLI (agent-wallet)

The server uses @bankofai/agent-wallet for encrypted local wallet storage. On first startup it will automatically initialize ~/.agent-wallet/ and create a default wallet if none exists.

# Import an existing private key or mnemonic
npx agent-wallet add

# Generate a new wallet
npx agent-wallet generate

# List all wallets
npx agent-wallet list

# Switch active wallet
npx agent-wallet activate <wallet-id>

MCP Tools (runtime)

Client Configuration

Claude Desktop

Add the following config to:

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "mcp-server-usdd": {
      "type": "stdio",
      "command": "npx",
      "args": ["-y", "@usdd/mcp-server-usdd"],
      "env": {
        "TRONGRID_API_KEY": "your_trongrid_api_key"
      }
    }
  }
}

Claude Code

Create .mcp.json in the project root directory:

{
  "mcpServers": {
    "mcp-server-usdd": {
      "type": "stdio",
      "command": "npx",
      "args": ["-y", "@usdd/mcp-server-usdd"],
      "env": {
        "TRONGRID_API_KEY": "your_trongrid_api_key"
      }
    }
  }
}

Cursor

Add to .cursor/mcp.json:

{
  "mcpServers": {
    "mcp-server-usdd": {
      "type": "stdio",
      "command": "npx",
      "args": ["-y", "@usdd/mcp-server-usdd"],
      "env": {
        "TRONGRID_API_KEY": "your_trongrid_api_key"
      }
    }
  }
}

Tools

Wallet & Network

Common

Vault

PSM

USDD Savings

Token Transfers

Two-step preview → confirm flow for safe asset transfers. The AI must present the transfer details to the user and wait for explicit confirmation before executing.

Supports:

• TRX (TRON native)

• TRC20 tokens (USDD, USDT, WBTC, etc.)

• ETH / BNB (EVM native)

• ERC20 tokens on Ethereum and BSC

Protocol Metrics

Read-only analytics from mainnet data feeds.

Treasury

Smart Allocator

Prompts

Architecture

mcp-server-usdd/
├── src/
│   ├── core/
│   │   ├── chains.ts
│   │   ├── abis.ts
│   │   ├── tools.ts
│   │   ├── prompts.ts
│   │   ├── resources.ts
│   │   ├── browser-signer.ts
│   │   └── services/
│   │       ├── clients.ts
│   │       ├── contracts.ts
│   │       ├── protocol.ts
│   │       ├── vault.ts
│   │       ├── psm.ts
│   │       ├── savings.ts
│   │       ├── tokens.ts
│   │       ├── transfer.ts        ← token/native transfer (prepare + confirm)
│   │       ├── treasury.ts        ← treasury report and JST buyback stats
│   │       ├── smart-allocator.ts ← Smart Allocator analytics
│   │       ├── website-metrics.ts ← protocol metrics, chain metrics, collateral prices
│   │       ├── wallet.ts
│   │       └── utils.ts
│   ├── index.ts
│   └── server/
│       ├── server.ts
│       └── http-server.ts
└── build/

Notes

• Vault writes assume the configured wallet can sign on the target chain.

• All tools default to the family-specific defaults set by set_network; if network is omitted, tron-family default is used unless the tool call explicitly passes network.

• ERC20/TRC20 flows often require approve_token first.

• Browser mode now supports real transaction signing on TRON networks (tron, tron_nile) via tronlink-signer (TronLink/TIP-6963 flow). EVM networks currently continue to use agent-wallet signing.

• deposit_and_mint is idempotent with respect to vault creation: it checks for an existing vault for the given ilk before opening a new one. If no vault exists, it submits two separate transactions — open then lockGemAndDraw — to avoid combined-tx reliability issues on TRON.

• Token transfers use a two-step flow: prepare_token_transfer returns a preview and confirmationId; confirm_token_transfer executes only after the user explicitly approves. Pending confirmations expire after 10 minutes.

• Protocol analytics tools (get_protocol_metrics, get_chain_metrics, get_collateral_prices, etc.) read from mainnet data feeds only — they do not reflect testnet state.

• TRON, ETH, BSC, and internal testnet deployments have similar protocol structure but different addresses and token decimals.

• This version intentionally excludes migration and auction actions so we can iterate the Vault + PSM + USDD Savings core first.

Security Considerations

• Private keys are encrypted and stored locally in ~/.agent-wallet/.

• Private keys are never returned by MCP tools.

• The optional AGENT_WALLET_PASSWORD is intended for automation and CI environments.

• Write operations should be treated as state-changing actions and reviewed carefully before execution.

• Vault prompts include risk-review steps so borrowing decisions are checked against current collateral health.

• Test on a safe environment or with small amounts before using mainnet-sized positions.

• Be cautious with large or unlimited token approvals when using approve_token.

• Never share local MCP client configuration files if they contain private keys or sensitive RPC credentials.

Example Conversations

Vault

• "What vault types are available on Ethereum?" → AI calls get_supported_ilks with network=eth and summarizes the supported vault collateral types.

• "Open a TRX-A/USDT-A/WBTC-A vault on Tron and mint 500 USDD" → AI uses open_usdd_vault: checks wallet, reviews oracle status, executes deposit_and_mint (auto-opens a new vault if none exists for that ilk), then verifies the new vault risk.

• "Am I close to liquidation on vault 123?" → AI calls get_vault_summary and analyze_vault_risk, then explains the health factor and collateral buffer.

• "Repay part of my vault debt on BSC" → AI uses manage_vault_lifecycle with action=repay: checks USDD balance and allowance, calls repay_usdd, then verifies the updated vault state.

• "Close my vault and withdraw the collateral" → AI uses repay_and_close_vault: checks debt, balance, allowance, calls close_vault, then confirms the vault state after repayment.

PSM

• "What are the current PSM fees on Ethereum?" → AI calls get_psm_status with network=eth and reports fee-in, fee-out, and whether swaps are enabled.

• "Show me available PSM liquidity for USDT on TRON" → AI calls get_psm_metrics with the PSM-USDT market and reports available amounts and fees for both directions.

• "Swap 10,000 USDT into USDD through the PSM" → AI uses use_psm: checks PSM status, then calls psm_swap_to_usdd and reports the transaction result.

• "Swap 5,000 USDD back to USDC on BSC" → AI calls get_psm_status, then executes psm_swap_from_usdd and reminds the user to re-check balances.

Token & Balances

• "What is my USDD balance on Tron?" → AI calls get_protocol_overview to identify the USDD token address, then calls get_token_balance.

• "Do I have enough allowance for the USDT PSM?" → AI calls check_allowance with the token and PSM spender, then suggests approve_token only if needed.

• "Send 100 USDD to TXxxx... on Tron" → AI calls prepare_token_transfer and displays the transfer preview (from, to, amount, balance). After the user confirms, AI calls confirm_token_transfer to execute.

• "Transfer 0.5 ETH to 0xabc..." → AI calls prepare_token_transfer for native ETH, presents the details, then waits for user approval before executing.

USDD Savings

• "What is the current USDD Savings status on Ethereum?" → AI calls get_savings_status and summarizes total assets, savings rate, and wallet shares.

• "Deposit 2,000 USDD into sUSDD" → AI uses use_savings: checks savings status, calls deposit_savings, then re-checks savings metrics.

• "Withdraw 500 USDD from sUSDD on BSC" → AI calls get_savings_status, executes withdraw_savings, and confirms the updated share balance.

Protocol Analytics

• "What are the overall USDD protocol metrics?" → AI calls get_protocol_metrics and reports total collateral, debt ceiling, and utilization.

• "Show me TRON chain metrics" → AI calls get_chain_metrics with chain=tron and summarizes collateral breakdown and USDD supply on TRON.

• "What are the latest collateral prices?" → AI calls get_collateral_prices and lists each collateral type with its current highest price.

Treasury & Smart Allocator

• "Show me the USDD treasury summary" → AI calls get_treasury_summary and reports reserve breakdown, collateral ratio, and recent changes.

• "How much JST has been bought back and burned?" → AI calls get_jst_buyback_stats and summarizes cumulative JST buyback volume and burn totals.

• "What is the Smart Allocator overview?" → AI calls get_smart_allocator_overview and reports total debt allocated, current invested amount, accumulated earnings, and APY.

• "Break down Smart Allocator investments by protocol" → AI calls get_assets_breakdown with dimension=protocol and lists each DeFi protocol with its allocated amount.

• "Show me the Smart Allocator proof of reserve" → AI calls get_proof_of_reserve and details each platform investment with amounts and verification status.

• "What does the Smart Allocator debt look like by network?" → AI calls get_debt_overview and summarizes debt positions grouped by TRON/ETH/BSC vaults.

License

MIT License Copyright (c) 2026 USDD