Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=false, destructiveHint=false, so the safety profile is covered. The description adds that values are locally simulated and that equity is mark-to-market, which hints at why idempotentHint is false, but it does not say what happens on an unknown account_id or whether marks must be refreshed first.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.