Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of behavioral disclosure. 'List all folders' clearly indicates a read-only enumeration, but it does not mention ordering, pagination, or whether the response contains folder metadata, counts, or other details. For a simple list operation this is adequate but not richly transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.