Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full load and does disclose the important consequence: credits keep running until the session is closed, which is a real cost behavior an agent should know. It omits what happens on repeated close, whether state persists, or whether it errors when no session exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.