Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It states the tool checks payment status but does not describe what 'received' means (e.g., confirmed vs. pending), error handling, rate limits, authentication needs, or response format. This leaves significant gaps in understanding how the tool behaves beyond its basic purpose.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.