Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden but only states that it lists boards with a summary. It doesn't disclose whether it requires authentication, returns all boards or paginated results, or what the 'column summary' contains beyond a vague phrase.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.