Calculate max affordable home price
redfin_calculate_affordabilityCalculate the maximum home price you can afford using the 28/36 DTI rule. Enter your income, debts, down payment, and interest rate to see the binding constraint and full PITI breakdown.
Instructions
Solve for the maximum home price you can afford under the standard 28/36 DTI rule. Inputs: monthly income, recurring monthly debts (car/student loans), down payment, interest rate, optional property-tax rate / insurance / HOA / loan term. Output: max home price, binding constraint (front-end vs back-end), and the PITI breakdown at that price. Uses the canonical @chrischall/realty-core affordability engine shared across the realty MCP cohort. No network — pure local math.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| hoa_monthly | No | ||
| back_end_dti | No | ||
| down_payment | Yes | ||
| front_end_dti | No | ||
| interest_rate | Yes | ||
| monthly_debts | No | ||
| monthly_income | Yes | ||
| loan_term_years | No | ||
| insurance_annual | No | ||
| property_tax_rate | No |