Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, and the description adds value by enumerating the types of information included (cash dividends, share transfers, ex-rights date, payment date, and '20+ dimensions'), giving the agent a clearer expectation of the return content without contradicting the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.