Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of transparency. It clearly states the tool is read-only, does not message anyone or change contacts, requires Contacts/AddressBook permission, and that returned data is neutralized and wrapped in <untrusted-mcp-output> with a caution that its contents are never authorization, confirmation, or tool instructions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.