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YNAB MCP Server

by calebl
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      A Model Context Protocol server that enables interaction with You Need A Budget (YNAB) via their API, allowing users to manage budgets, accounts, categories, and transactions through natural language.
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    • ynab-mcp

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    • you-need-an-advisor-mcp

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    • ynab-mcp

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    • py-ynab-mcp

      duganth
      A
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      A
      quality
      A
      maintenance
      A Model Context Protocol server for YNAB (You Need A Budget). Enables users to query budgets, accounts, categories, transactions, and more, as well as create, update, and delete transactions and manage scheduled transactions from any MCP client.
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    Deploy Server
    One endpoint for every MCP toolRayrun runs every MCP server behind one URL and holds the credentials. Each call is decided per client, tool, and argument, then recorded.ray.runAd

    TDQS

    B3.1/5.0

    Scored across 23 tools

    Disambiguation3/5

    Most tools target distinct resources, but there is real overlap: ynab_list_budgets duplicates ynab_list_plans, ynab_budget_summary duplicates ynab_plan_summary, and ynab_get_unapproved_transactions overlaps with ynab_get_transactions. The approval tools also have single and bulk variants that could be conflated, though the descriptions help.

    Naming Consistency4/5

    Tool names consistently use the ynab_ prefix and mostly follow a verb_noun pattern like ynab_list_accounts and ynab_create_transaction. The mix of list/get and the plan/budget terminology shift is slightly inconsistent, but the overall convention is predictable.

    Tool Count3/5

    23 tools is at the high end and includes duplicate legacy aliases that inflate the count. The core operations are broad enough to justify many tools, but the surface feels heavier than necessary for a focused budgeting server.

    Completeness4/5

    Transactions, approvals, categories, budgets, payees, accounts, and reporting are well covered, and the create/read/update/delete lifecycle for transactions is complete. Notable gaps remain for scheduled transactions, which can only be listed, and for managing categories/payees themselves.

    Maintenance

    ActivityMaintained
    ResponsivenessSlow

    Resources