Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It explicitly exposes the authentication requirement (login Cookie) and scopes the result to the current user, which is meaningful beyond the tool name. It does not mention pagination, sorting, or error behavior, but for a simple read-only list operation this is a minor gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.