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Zen Money MCP

Zen Money MCP

by bulava92

suggest_transaction

Retrieve category and payee suggestions for a transaction using date, amount, comment, and payee details.

Instructions

Запросить у Дзен-мани подсказку категории и контрагента.

Tool call template

This tool declares no required parameters. Add optional parameters from the input schema as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {},
    "name": "suggest_transaction"
  }
}

Input Schema

NameRequiredDescriptionDefault
dateNo
payeeNo
amountNo
commentNo

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv1.0.0

TDQS

C2.6/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the full burden. The verb 'запросить' (request) weakly implies a read-only lookup against the ZenMoney service, but the description says nothing about whether anything is mutated, whether a remote round-trip or rate limit applies, or what the response shape looks like beyond naming the two suggested fields.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

A single short sentence with zero filler, which is efficient. The brevity, however, comes at the cost of under-specification rather than true conciseness — there is essentially no front-loaded guidance beyond the bare purpose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a 4-parameter tool with no annotations, no output schema, and no parameter descriptions, the definition should explain the inputs needed to get a useful suggestion and what is returned. It only states that category and counterparty suggestions come back, leaving the agent unable to construct a well-formed call or know the result shape.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, so all four parameters (date, payee, amount, comment) are undocumented. The description only hints that 'payee' drives the counterparty suggestion; it never explains the date pattern, the non-negative amount constraint, how comment is used as free-text context, or that every parameter is optional.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description names a specific action (request a suggestion) and a specific result (category and counterparty/payee) from ZenMoney, which is enough to distinguish it from list_categories or create_transaction. It does not, however, differentiate itself from the near-identical sibling suggest_transactions (plural), leaving the agent to guess whether one is a single-item and the other a batch variant.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

There is no statement of when this tool should be called versus suggest_transactions, list_categories, or list_merchants, and no hint that it is the natural pre-step before create_transaction. Nothing indicates whether the call is expected to be made ad hoc or in bulk.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.