Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It only states the state transition and omits important details such as whether completion is irreversible, idempotent, requires permissions, or affects the reminder listing. There is no contradiction with annotations because none exist.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.