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bkichler

monarch-mcp

by bkichler

list_transactions

List transactions from Monarch Money with filters by date, search, category, account, tag, attachments, notes, and more. Use related tool outputs for ID-based filtering.

Instructions

List transactions with optional filters. Dates are ISO YYYY-MM-DD.

Use list_categories / list_tags / list_accounts to discover the IDs needed for the *_ids filter arguments.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
limitNo
offsetNo
start_dateNo
end_dateNo
searchNo
category_idsNo
account_idsNo
tag_idsNo
has_attachmentsNo
has_notesNo
hidden_from_reportsNo
is_splitNo
is_recurringNo

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations provided, so description carries full burden. It implies read-only operation but does not mention pagination, rate limits, or default behaviors beyond limit/offset schema. Dates format is a plus.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Extremely concise: two sentences, front-loaded with purpose and key filter guidance. No unnecessary words.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given 13 parameters and no schema descriptions, the description covers only essentials. Output schema exists but is not referenced. Could mention default ordering or result structure.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 0%, so description must compensate. It adds meaning for date format and ID discovery, but leaves limit, offset, search, and boolean parameters unexplained. Param names are fairly self-explanatory.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states 'List transactions with optional filters', using a specific verb and resource. It distinguishes from siblings like get_transaction (singular) and list_accounts.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Provides useful guidance: date format ISO YYYY-MM-DD, and suggests using other list tools to discover IDs for filter arguments. However, it does not explicitly compare with alternatives like get_transaction or get_transactions_summary.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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