Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. 'List all indexed source files' implies a read-only operation but doesn't specify format, pagination, sorting, or what 'indexed' means operationally. For a tool with zero annotation coverage, this leaves significant behavioral questions unanswered.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.