Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, but it does disclose the return content (subjects and their roles), which is useful behavioral context. It stops short of stating permission/auth requirements, pagination, or behavior on inaccessible or nonexistent files.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.