Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full behavioral burden, and 'List all available' does convey an exhaustive, non-mutating read. However, it says nothing about the shape of a model entry, whether authentication or a specific account/workspace is required, or whether results are catalog-stable, leaving real gaps for a no-annotation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.