Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavior disclosure burden. It clearly signals a read-only enumeration and scopes the result to 'all known' ferries, but it does not mention output shape, data freshness, or whether this is a live or cached view. That is acceptable but minimal.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.