Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description must carry the full burden of behavioral disclosure. It only states that it queues a charge and is a write operation, but does not mention side effects (e.g., charging the card, potential failures), idempotency, rate limits, or authentication requirements. The reference to '202' is a hint but not a substitute for explicit behavioral transparency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.