Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must disclose all behavioral traits. It only states the action 'list all schemas' without mentioning limitations (e.g., pagination, performance, read-only nature) or return format. The description is insufficient for understanding the tool's full behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.