Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses one meaningful behavior — results are filtered to destinations the caller can write to — but says nothing about pagination, ordering, result size, permission failures, or whether an empty list is possible. That is thin for a read tool with zero annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.