Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It mentions 'pagination' which hints at a read-only, list operation, but doesn't specify whether this requires authentication, rate limits, or what the output format looks like (e.g., array of user objects). For a tool with zero annotation coverage, this is insufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.