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finary-mcp

by adagues

finary-mcp

一个刻意只读的 Model Context Protocol 服务器,用于 Finary,构建在非官方的 finary-uapi 客户端之上。

[!WARNING] 本项目独立于 Finary,未经 Finary 认可、支持或维护。它通过 finary-uapi 依赖私有的、未记录的端点;任一项目都可能在没有通知的情况下中断。这不是财务、税务、法律或投资建议。

安全模型

finary-mcp 有意成为一个狭窄的、只读的适配器:

  • 它仅暴露个人资料、组织、机构、投资组合和交易查询。

  • 它没有登录、账户导入、创建、更新、删除、转账、交易或通用 CLI 工具。

  • 它从固定的允许列表中构建 finary-uapi 命令,不使用 shell。

  • 过滤器值在执行前经过验证。

  • 当请求失败时,它不返回上游的 stdout/stderr,因为上游登录流程可能会打印会话材料。

  • 其状态目录是显式的(FINARY_MCP_STATE_DIR);它不会在任意工作目录中查找令牌。

这减少了通过 MCP 的意外写入。如果另一个进程可以读取您的会话文件,它并不能使机器安全。仅为您信任的账户和个人资料运行服务器。

重要的认证注意事项

“只读”指的是 Finary 投资组合数据。finary-uapi 在请求前刷新其 Clerk 会话,并可能重写 jwt.json;因此,即使没有 MCP 工具更改 Finary 数据,私有状态目录也必须保持对本地服务账户可写。服务器永远不会返回该文件、cookie 或子进程诊断信息。

finary-uapi 还带来了 fuzzywuzzy 作为传递的 GPL-2.0 依赖。请审查上游依赖图和许可影响,以确定您的预期分发或部署。

Related MCP server: monarch

先决条件

  • Python 3.10+。

  • 已由 finary-uapi 创建的本地 Finary 会话。

  • 一个包含 jwt.json 和 localCookiesMozilla.txt 的私有目录,目录权限为 0700,文件权限为 0600。

服务器本身不支持 Google OAuth。请遵循 finary-uapi 支持的认证流程来创建或续订本地会话。切勿将密码、TOTP 代码、JWT、cookie 导出或会话文件发送给代理、仓库、问题跟踪器或聊天。

安装

python -m venv .venv
. .venv/bin/activate
pip install finary-mcp

从检出进行开发:

pip install -e '.[dev]'
pytest -q

配置 MCP 主机

将 FINARY_MCP_STATE_DIR 设置为存放 Finary 会话的目录。如果 finary-uapi 安装在单独的虚拟环境中,请将 FINARY_UAPI_PYTHON 设置为该环境的 Python 可执行文件。

通用 stdio 配置示例:

{
  "mcpServers": {
    "finary": {
      "command": "/path/to/finary-mcp/.venv/bin/finary-mcp",
      "env": {
        "FINARY_MCP_STATE_DIR": "/private/path/to/finary-state",
        "FINARY_UAPI_PYTHON": "/path/to/finary-uapi/.venv/bin/python"
      }
    }
  }
}

使用绝对路径。状态目录是私有数据,绝不能提交。提供的 .gitignore 排除了已知的会话文件。

Hermes Agent 示例

mcp_servers:
  finary:
    command: /path/to/finary-mcp/.venv/bin/finary-mcp
    env:
      FINARY_MCP_STATE_DIR: /private/path/to/finary-state
      FINARY_UAPI_PYTHON: /path/to/finary-uapi/.venv/bin/python
    tools:
      include:
        - finary_me
        - finary_organizations
        - finary_institution_connections
        - finary_portfolio
        - finary_transactions

通过 Hermes 的 MCP/配置工作流添加此配置,而不是将凭据复制到公共配置文件中。添加服务器后重启 Hermes 进程,以便重新运行工具发现。

工具

工具

只读用途

finary_me

读取已认证的个人资料。

finary_organizations

列出可访问的 Finary 组织。

finary_institution_connections

列出金融机构连接。

finary_portfolio

读取允许的投资组合类别:投资、证券、加密货币、欧元基金、SCPI、房地产或控股账户。

finary_transactions

读取支票、投资或信用交易,支持分页和日期/账户筛选。

依赖:finary-uapi

本项目是一个适配器,而不是 Finary API 的重新实现。它调用 lasconic/finary_uapi 项目中的 finary-uapi CLI,其包目前在 pyproject.toml 中声明为 finary-uapi>=0.2.3,<0.3。

该依赖使用未记录的 Finary 端点并持久化本地会话。使用此服务器前请审查其源代码和许可证。当需要上游升级时,先在单独的环境中测试,然后在此处固定兼容版本。

开发

pytest -q
python -m build

测试不使用真实的 Finary 账户,且不得创建会话文件。发布前,请扫描暂存文件中的 jwt.json、localCookiesMozilla.txt、凭据、电子邮件、cookie 和令牌。

许可证

MIT。参见 LICENSE。

Available Tools

5 tools
finary_institution_connectionsA

List connected financial institutions and their connection status.

NameRequiredDescriptionDefault

No parameters

TDQS

A3.6/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description must carry the full burden of behavioral disclosure, but it only states the action. It does not mention read-only nature, response format, pagination, or any caveats about connection status semantics.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

A single, concise sentence with no filler. The key action and object are front-loaded, making it easy to scan.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a zero-parameter listing tool, the description is reasonably complete. However, without an output schema or any mention of response fields (e.g., what 'status' values look like), an agent lacks some context about the expected result.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has zero parameters, so the baseline is 4. The description correctly adds no unnecessary parameter detail, and there is nothing to compensate for since the schema is trivially complete.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses a specific verb ('List') and a clear resource ('connected financial institutions') along with a relevant detail ('connection status'). It clearly distinguishes this tool from siblings like finary_portfolio or finary_transactions by focusing on institution connections.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides no indication of when to use this tool versus alternatives, nor any exclusions or prerequisites. An agent is left to infer the use case from the name alone.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

finary_meA

Read the authenticated Finary profile. Does not modify Finary.

NameRequiredDescriptionDefault

No parameters

TDQS

A4.4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the burden. It explicitly states 'Does not modify Finary', which is a key behavioral trait for a read operation. It does not mention return format or errors, but for a simple profile read this is acceptable. Adding 'Read' reinforces the non-destructive nature.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two short sentences, front-loaded with the core action and a clear non-modification statement. No fluff or redundancy. Every word earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a zero-parameter, read-only tool, the description covers the essential purpose and side-effect behavior. It does not explicitly state return data format (no output schema exists), but an agent can reasonably infer it returns the profile object. Minor gap, but adequate for this simplicity.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

There are zero parameters, so the baseline is 4. The description does not need to explain parameters because none exist. Schema coverage is 100% vacuously, and no parameter documentation is required.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses the verb 'Read' with a specific resource, 'authenticated Finary profile', and explicitly states it does not modify. This distinguishes it from sibling tools like finary_transactions or finary_portfolio without ambiguity. The purpose is clear and specific.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description indicates the tool retrieves the user's own Finary profile, which sets clear context for when it applies. However, it does not explicitly mention alternatives or conditions for when not to use it, though the resource is so distinct that usage is implied. Missing explicit routing to siblings, but adequate.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

finary_organizationsB

List Finary organizations available to the authenticated user.

NameRequiredDescriptionDefault

No parameters

TDQS

B3.1/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden of behavioral disclosure. It only says 'List' and mentions 'authenticated user', which implies a read-only operation but does not state side effects, rate limits, response format, or any required authentication details. The lack of explicit behavioral context is a significant gap.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, direct sentence with no redundant words. It is perfectly concise and front-loads the core action, making it efficient for an agent to parse.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool's simplicity (no parameters, no output schema), the description is minimal but lacks important context. It does not explain pagination, what an 'organization' entails, or how this relates to sibling tools. For a tool with no annotations, more behavioral and situational details are needed for complete understanding.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool has zero parameters, so schema coverage is trivially 100%. The description adds nothing about parameters because none exist, but the baseline for zero-parameter tools is a 4, and the tool meets this baseline as there is nothing to clarify.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the function: 'List Finary organizations' with the scope 'available to the authenticated user.' The verb 'list' is specific and the resource is clear. It doesn't explicitly differentiate from sibling tools, but the name and context make the intent obvious, so it earns a 4.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives like finary_portfolio or finary_transactions. An agent is left to infer usage from the name and generic phrasing. There are no exclusions or specific scenarios mentioned, so this dimension is weakly addressed.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

finary_portfolioB

Read a portfolio class: investments, securities, cryptos, fonds_euro, scpis, real_estates, or holdings_accounts.

NameRequiredDescriptionDefault
org_idNo
asset_typeNoinvestments

TDQS

B3.4/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden of behavioral disclosure. It only states the verb 'Read', implicitly indicating a non-mutating operation, but it does not mention permissions, rate limits, return format, or any side effects. The list of asset types adds domain context but not behavioral transparency. This is a significant gap for a tool with zero annotation coverage.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, well-structured sentence with no unnecessary words. The verb is front-loaded, and the enumeration of asset types is compact and informative. Every part earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given there is no output schema and no annotations, the description should explain what the tool returns and any other usage context, but it does not. It omits any mention of the return structure, error handling, or the org_id parameter, which is essential to know when calling the tool. The enumeration of asset types covers only part of the invocation requirements, leaving the definition incomplete for an agent.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, so the description must compensate for parameter meaning. It explicitly lists the valid values for asset_type, which is useful and goes beyond the schema (where no descriptions exist). However, it completely ignores org_id, leaving its purpose and usage undocumented. The partial compensation leads to a middling score.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states a specific action ('Read') applied to a well-defined resource ('portfolio class'), and enumerates all valid asset types (investments, securities, cryptos, etc.), making the tool's purpose unambiguous. It naturally distinguishes itself from sibling tools by naming a resource category not covered by any sibling (e.g., me, organizations, transactions).

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies usage for reading portfolio holdings of a given asset type, but it provides no explicit guidance on when to choose this tool over siblings. Since siblings are clearly different domains (me, organizations, connections, transactions), the context is somewhat clear, but the description does not explicitly state scenarios or exclusions, so it remains at the 'implied' level.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

finary_transactionsB

Read transactions for checking, investment, or credit accounts with optional filters.

NameRequiredDescriptionDefault
pageNo
queryNo
markedNo
accountNo
perpageNo
end_dateNo
start_dateNo
institutionNo
account_typeYes

TDQS

B3.3/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the full burden. It only states 'read', which implies a non-mutating operation, but it does not disclose pagination semantics, filter behavior, response structure, or any side effects. For a tool with 9 parameters, this is insufficient behavioral disclosure.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence, which is concise but arguably too sparse for a tool with 9 parameters. It front-loads the core purpose, but lacks structure to organize the various optional filters, making it under-specified rather than appropriately concise.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With 9 parameters, no output schema, and no annotations, the description is incomplete for an agent to call the tool correctly. It does not explain date formats, pagination behavior, query syntax, or how filters interact, leaving too much to guesswork.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, so the description must compensate. It only generically mentions 'optional filters' and names account types, which maps loosely to the 'account_type' parameter, but it does not explain any of the other parameters (page, query, marked, account, perpage, dates, institution). The added value over the raw schema is minimal.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb 'read', the resource 'transactions', and scopes to specific account types (checking, investment, credit). This distinguishes it from sibling tools that deal with user, org, connections, and portfolio data, making the purpose unambiguous.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description clearly implies this is the tool for transaction data, and since no sibling tool covers transactions, the usage context is evident. It does not explicitly mention alternatives, but given the sibling set, the division of responsibility is clear enough.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

  1. 5 tool updatesv0.1.0
    • First observedfinary_institution_connections
    • First observedfinary_me
    • First observedfinary_organizations
    • First observedfinary_portfolio
    • First observedfinary_transactions

TDQS

A3.8/5.0

Scored across 5 tools

Disambiguation5/5

Each tool addresses a clearly distinct domain: user profile, organizations, institution connections, portfolio classes, and transactions. No overlap in purpose, and the descriptions make the boundaries obvious.

Naming Consistency5/5

All tools use a consistent 'finary_' prefix followed by a descriptive noun (me, organizations, institution_connections, portfolio, transactions). The naming pattern is uniform and predictable.

Tool Count5/5

Five tools is well-scoped for a read-only financial data API. Each tool covers a major data category without redundancy, and the count is neither sparse nor bloated.

Completeness4/5

The surface covers the core read operations for a personal finance platform: user, orgs, connections, portfolio, and transactions. Minor gaps exist, such as no detailed per-asset breakdown beyond portfolio class, but the essential workflows are supported.

Maintenance

ActivityStale
ResponsivenessNo issues

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