Schema | Xental MCP Server

Xental MCP Server

Describes the environment variables required to run the server.

Name	Required	Description	Default
`XENTAL_API_BASE`	No	Base URL for the Xental API. Use https://api.staging.xental.online for sandbox.	https://api.xental.online
`XENTAL_CLIENT_ID`	Yes	Your Xental client ID from Settings -> Developers
`XENTAL_CLIENT_SECRET`	Yes	Your Xental client secret from Settings -> Developers

Features and capabilities supported by this server

Capability	Details
`tools`	{ "listChanged": true }

Functions exposed to the LLM to take actions

Name	Description
get_agent_guideA	Read the Xental agent orientation (llms.txt): auth, core flow, and differentiators.
list_virtual_accountsB	List the merchant's dedicated virtual accounts (NUBANs) with balances and payment state.
get_virtual_accountA	Get one virtual account by its reference, including balance and reconciliation state.
create_virtual_accountA	Provision a dedicated virtual account (NUBAN) for a customer. On test-mode keys this creates a sandbox account. Money is integer kobo (₦1 = 100 kobo).
delete_virtual_accountA	Delete a virtual account that has no payment activity.
list_transactionsB	List reconciled inflows/outflows for the merchant.
transactions_summaryA	Aggregate transaction totals and reconciliation breakdown.
get_transactionB	Get one transaction by its reference.
list_banksA	List supported banks for payouts (name + bank code).
lookup_bank_accountC	Resolve an account name from an account number + bank code (name enquiry).
initiate_transferA	Send a payout to a bank account. MOVES REAL MONEY on live keys. Idempotent on merchantTxRef. Amount in kobo.
list_transfersB	List outbound transfers (payouts).
simulate_depositA	Sandbox only (test-mode keys): drive a real reconciliation with no bank movement — create an account, simulate a payment, watch it reconcile end-to-end. Amount in kobo.

Interactive templates invoked by user choice

Name	Description
No prompts

Contextual data attached and managed by the client

Name	Description
No resources

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