Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, covering the safety profile. The description adds useful context: it scopes the listing to 'this MCP connection' and enumerates the output fields, which helps the agent understand what to expect. It doesn't describe pagination or ordering, but for a simple list operation that's acceptable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.