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WGDevelopment

YNAB MCP Server

ynab_get_transactions

Read-onlyIdempotent

List recent transactions from your YNAB budget with flexible filters by date, account, or category. Get transaction data by specifying budget, date range, account ID, category ID, and result limit.

Instructions

List recent transactions, optionally filtered by date, account, or category.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
paramsYes

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYes
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true and destructiveHint=false, so safety is clear. Description adds 'recent transactions' implying chronological scope, but does not detail ordering, pagination, or other behavioral traits beyond annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Single sentence with no wasted words, front-loaded with purpose and optional filters. Efficient and clear.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Description covers basic purpose and filters but lacks details on pagination, ordering, default limit, or the required budget_id. With output schema present, return values are explained elsewhere, but the description still misses key contextual cues for a tool with five parameters.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Description mentions date, account, and category filters, matching schema parameters since_date, account_id, category_id, but omits the required budget_id and limit. Schema descriptions exist for parameters, so the tool description adds minimal value beyond echoing filter names.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states 'List recent transactions' with specific verb and resource, and mentions optional filters (date, account, category), distinguishing it from sibling tools like ynab_create_transaction or ynab_get_accounts.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool vs alternatives (e.g., ynab_get_accounts for accounts, ynab_create_transaction for adding). No explicit 'when-to-use' or 'when-not-to-use' context.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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