Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does not state that this is a safe read-only listing, whether results are scoped to the authenticated user or workspace, or how many identities are typically returned. It only conveys the resource type, leaving the mutation/safety profile implicit.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.