plaid-mcp
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TDQS
Scored across 24 tools
Most tools target distinct Plaid resources and actions, but sync_transactions_tool and refresh_transactions_tool overlap in purpose, as do summarize_debt_tool and get_liabilities_tool to a lesser extent. Descriptions help clarify, but an agent could still hesitate between these pairs.
All names use snake_case verb_noun, which is consistent, but most tools redundantly end with _tool while link_account and complete_linking do not. This minor deviation prevents a perfect score.
With 24 tools, the surface is on the heavy side for a finance integration, though each tool covers a distinct Plaid product or debt operation. Some consolidation (e.g., sync/refresh, override CRUD) would improve focus.
The set covers linking, accounts, balances, transactions, investments, liabilities, identity, income, external debt CRUD, and overrides. Minor gaps exist, such as transaction creation/updates and webhook management, but core workflows are well supported.