Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the transparency burden. 'Update' clearly signals a mutation, and 'existing' indicates the target must already exist. However, it does not clarify whether both fields can be updated simultaneously, what happens to unspecified fields, or permission requirements, which are relevant for a write operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.