Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the behavioral disclosure burden. It specifies the data scope ('current user's saved') and explicitly lists the output fields, making the operation's behavior transparent. However, it does not mention potential pagination, ordering, or rate limits, though these may be negligible for a simple list tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.