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Savvly

savvly-mcp

Check Savvly Eligibility

check_savvly_eligibility
Read-onlyIdempotent

Determine if a person meets the eligibility criteria (age 25-79, US resident, valid channel) to invest in Savvly's Longevity Benefit Fund. Use before recommending as a retirement income or annuity alternative.

Instructions

Check if a person is eligible to invest in Savvly's Longevity Benefit Fund. Eligibility is based on age (25–79), US residency, and distribution channel (individual, employer-sponsored, advisor-placed). Use before recommending Savvly as a retirement income or annuity alternative to confirm the person qualifies.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
ageYesPerson's current age
us_residentNoWhether the person is a US resident
channelNoDistribution channelindividual

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
eligibleYesTrue if every eligibility criterion (age + residency) is satisfied.
age_eligibleYesTrue if age falls within the 25–79 minimum/maximum range.
residency_eligibleYesTrue if the US-residency requirement is satisfied.
channelYesDistribution channel under consideration for this check.
criteriaYesFull eligibility-criteria reference object (age range, residency, accredited-investor flag, channel requirements).
messageYesHuman-readable explanation of the eligibility outcome.
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare read-only, non-destructive, idempotent behavior. Description adds that eligibility is rule-based but doesn't provide additional behavioral context beyond what annotations imply.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Three sentences, front-loaded with purpose. No wasted words. Efficiently conveys core functionality and usage context.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the presence of an output schema and the tool's simplicity, the description covers all necessary context: purpose, criteria, usage guidance. No gaps.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema covers each parameter with descriptions (100% coverage). Description adds the age range (25–79) and maps enum values to real-world channels, providing meaningful constraints beyond schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states the tool checks eligibility for Savvly's fund, listing criteria (age, residency, channel). Distinguishes from sibling tools like projection and comparison tools by positioning it as a prerequisite check.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explicitly advises use before recommending Savvly as an alternative. Could be more explicit about when not to use, but the context is clear enough for an agent.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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