AgentWallet MCP

Your agent can maintain its own sandboxed spend ledger, enforce monthly budgets on itself, transfer funds to other agents, and generate formal invoices — all without touching your financial accounts.

The wallet is a local numeric ledger (stored in ~/.agentwallet/). It is not connected to any bank, payment processor, or blockchain. Use it to model agent-to-agent accounting and spending limits within your own infrastructure.

What your agent can do

Create a wallet for any agent ID and fund it with an initial balance
Check current balance, monthly spend total, and pending transactions at any time
Deposit and withdraw from any wallet, with automatic budget enforcement on withdrawal
Transfer between two agent wallets in a single atomic operation — both sides recorded
Set a hard monthly spending cap: withdrawals and transfers that would exceed it are rejected at the time of the call
Generate numbered invoice records (INV-000001, etc.) for agent-to-agent service billing

Installation

Requires: Python 3.10+, mcp package.

pip install mcp

Claude Desktop — add to ~/Library/Application Support/Claude/claude_desktop_config.json (macOS) or %APPDATA%\Claude\claude_desktop_config.json (Windows):

{
  "mcpServers": {
    "agent-wallet": {
      "command": "python",
      "args": ["/absolute/path/to/agent-wallet-mcp/server.py"]
    }
  }
}

Cursor — add to .cursor/mcp.json in your project root:

{
  "mcpServers": {
    "agent-wallet": {
      "command": "python",
      "args": ["/absolute/path/to/agent-wallet-mcp/server.py"]
    }
  }
}

Tool Reference

Tool	Description	Key params
`wallet_create`	Create a new wallet for an agent	`agent_id` (required), `initial_balance` (default: 0)
`wallet_balance`	Get balance, total spent, monthly budget, and pending count	`agent_id`
`wallet_deposit`	Add funds to a wallet	`agent_id`, `amount`, `source`
`wallet_withdraw`	Remove funds; rejected if monthly budget would be exceeded	`agent_id`, `amount`, `destination`
`wallet_transfer`	Move funds between two wallets atomically; honors source budget	`from_agent_id`, `to_agent_id`, `amount`, `reason`
`wallet_transactions`	Recent transaction history, newest first	`agent_id`, `limit` (default: 20)
`wallet_set_budget`	Set or remove monthly spending cap (0 = no limit)	`agent_id`, `monthly_budget`
`wallet_invoice`	Generate a numbered invoice record between two agents	`from_agent_id`, `to_agent_id`, `amount`, `description`

Data Storage

~/.agentwallet/
├── wallets/
│   └── <agent_id>.json        # balance, budget, total_spent
├── transactions/
│   └── <agent_id>.json        # full transaction history
├── invoices/
│   └── INV-000001.json        # invoice records
└── _invoice_counter.json      # auto-incrementing invoice number

Budget Enforcement

When monthly_budget > 0, the server rejects any withdrawal or transfer where total_spent + amount > monthly_budget. The check runs synchronously before the balance is modified. Set monthly_budget to 0 to remove the limit.

Pricing

Plan	Price	Included
Pro	$19/month	Unlimited wallets, transactions, and invoices

Subscribe via Stripe

License

Proprietary — see subscription terms. Source: github.com/Rumblingb/agent-wallet-mcp

agent-wallet-mcp