Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Without annotations, the description carries the full burden of behavioral disclosure. It only states that the tool lists businesses, but does not disclose whether it is a read-only operation, how filtering parameters affect results, or any behavior about pagination or limits. No side effects or permissions are mentioned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.