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Rift-FI

Rift Finance MCP Server

Official
by Rift-FI

Rift Finance MCP Server

MCP (Model Context Protocol) server that gives AI assistants full access to the Rift Finance platform. Users can send crypto, check balances, offramp to M-Pesa, bridge across chains, and more — just by chatting.

64 tools covering every Rift API endpoint plus documentation search.

Quick Setup

1. Install

cd rift-mcp-server
npm install
npm run build

2. Add to Claude Desktop

Edit ~/.claude/claude_desktop_config.json (Mac: ~/Library/Application Support/Claude/claude_desktop_config.json):

{
  "mcpServers": {
    "rift-finance": {
      "command": "node",
      "args": ["/absolute/path/to/rift-mcp-server/dist/index.js"],
      "env": {
        "RIFT_API_KEY": "sk_your_project_api_key"
      }
    }
  }
}

Restart Claude Desktop. You'll see the Rift tools available.

Note: RIFT_API_KEY is optional in the config — users can also set it at runtime by telling Claude "my Rift API key is sk_..." which calls rift_set_api_key.

3. Add to Claude Code

Edit ~/.claude/settings.json:

{
  "mcpServers": {
    "rift-finance": {
      "command": "node",
      "args": ["/absolute/path/to/rift-mcp-server/dist/index.js"],
      "env": {
        "RIFT_API_KEY": "sk_your_project_api_key"
      }
    }
  }
}

4. Add to Cursor

Go to Settings > MCP Servers > Add Server:

  • Name: rift-finance

  • Command: node /absolute/path/to/rift-mcp-server/dist/index.js

  • Environment Variables:

    • RIFT_API_KEY: sk_your_project_api_key

5. Add to Any MCP-Compatible Agent

The server uses stdio transport (stdin/stdout JSON-RPC). Any MCP client can connect:

# Run directly
RIFT_API_KEY=sk_your_key node /path/to/rift-mcp-server/dist/index.js

# Or with npx (if published)
RIFT_API_KEY=sk_your_key npx @rift-finance/mcp-server

MCP client config (generic):

{
  "command": "node",
  "args": ["/path/to/rift-mcp-server/dist/index.js"],
  "transport": "stdio",
  "env": {
    "RIFT_API_URL": "https://rift-sdk-wrapper-j9qe.onrender.com",
    "RIFT_API_KEY": "sk_your_key"
  }
}

6. Using with the OpenAI Agents SDK / LangChain / Vercel AI SDK

Any framework that supports MCP can use this server. Example with the official MCP client:

import { Client } from "@modelcontextprotocol/sdk/client/index.js";
import { StdioClientTransport } from "@modelcontextprotocol/sdk/client/stdio.js";

const transport = new StdioClientTransport({
  command: "node",
  args: ["/path/to/rift-mcp-server/dist/index.js"],
  env: {
    RIFT_API_KEY: "sk_your_key",
    RIFT_API_URL: "https://rift-sdk-wrapper-j9qe.onrender.com",
  },
});

const client = new Client({ name: "my-agent", version: "1.0.0" });
await client.connect(transport);

// List available tools
const tools = await client.listTools();

// Call a tool
const result = await client.callTool({
  name: "rift_get_balance",
  arguments: { chain: "BASE", token: "USDC" },
});

Related MCP server: Stacks AI MCP Server

Environment Variables

Variable

Required

Default

Description

RIFT_API_URL

No

https://rift-sdk-wrapper-j9qe.onrender.com

Rift API Wrapper URL

RIFT_API_KEY

No

(empty)

Project API key. Can be set at runtime via rift_set_api_key tool

User Flow

When a user chats with an AI that has this MCP server connected, here's the typical flow:

User: "I want to send some USDC"

AI: I'll need your Rift API key first. Do you have one?

User: "Yeah it's sk_abc123..."

AI: [calls rift_set_api_key] → Got it, key set.
    Now let's log you in. What's your email?

User: "user@example.com"

AI: [calls rift_send_otp] → OTP sent to your email. What's the code?

User: "482910"

AI: [calls rift_login] → You're logged in!
    [calls rift_get_balance] → You have 150.25 USDC on Base.
    How much do you want to send and to what address?

User: "Send 50 USDC to 0xABC... on Base"

AI: You want to send 50 USDC to 0xABC... on Base (gasless).
    I'll need an OTP to authorize. Check your email.
    [calls rift_send_otp]

User: "Code is 193847"

AI: [calls rift_send_crypto] → Done! Tx hash: 0xdef...

All 64 Tools

Setup & Docs (6)

Tool

Description

rift_set_api_key

Set API key at runtime

rift_set_api_url

Override API URL

rift_status

Check connection status

rift_search_docs

Search SDK/API docs

rift_get_api_endpoints

Get REST endpoints for a service

rift_get_supported_chains

List chains, tokens, fiat currencies

Auth & User (12)

Tool

Description

rift_signup

Create account

rift_send_otp

Send OTP

rift_verify_otp

Verify OTP

rift_login

Login (stores session)

rift_logout

Logout

rift_get_user

Get profile

rift_update_user

Update profile / auto-swap config

rift_delete_user

Delete account

rift_create_recovery

Setup recovery methods

rift_get_recovery_options

Get recovery options

rift_request_password_reset

Request password reset

rift_reset_password

Reset password with OTP

Wallet & Transactions (4)

Tool

Description

rift_get_balance

Check balance (by chain/token)

rift_send_crypto

Send crypto (gasless)

rift_get_transaction_history

Transaction history

rift_get_transaction_fee

Calculate fees

Offramp — Crypto to Fiat (6)

Tool

Description

rift_preview_exchange_rate

Preview FX rate

rift_get_payment_methods

Banks/mobile money by currency

rift_offramp

Cash out to M-Pesa/bank

rift_get_withdrawal_fee

Get withdrawal fee

rift_poll_offramp_status

Track offramp order

rift_get_offramp_orders

List offramp orders

Onramp — Fiat to Crypto (3)

Tool

Description

rift_buy_crypto

Buy crypto with mobile money

rift_get_onramp_status

Track purchase

rift_get_onramp_orders

List purchases

Bridge (3)

Tool

Description

rift_get_bridge_routes

Available routes

rift_bridge_quote

Get quote

rift_bridge_execute

Execute bridge

KYC (6)

Tool

Description

rift_kyc_get_token

Get KYC verification URL

rift_kyc_check_user_exists

Check if user exists

rift_kyc_status

KYC status

rift_kyc_verify

Verify KYC job

rift_kyc_is_verified

Am I verified?

rift_kyc_job_status

Poll job status

WalletConnect (6)

Tool

Description

rift_wc_pair

Pair with DApp

rift_wc_get_requests

Pending requests

rift_wc_approve

Approve request

rift_wc_reject

Reject request

rift_wc_sessions

List sessions

rift_wc_disconnect

Disconnect session

Merchant (3)

Tool

Description

rift_create_invoice

Create invoice

rift_get_invoices

List invoices

rift_merchant_status

KYB status

Notifications (3)

Tool

Description

rift_notifications_register

Register device

rift_notifications_send

Send notification

rift_notifications_subscriptions

Get/delete subscriptions

Signer / Proxy Wallet (4)

Tool

Description

rift_get_wallet_instance

Get wallet for chain

rift_sign_transaction

Sign without broadcast

rift_send_transaction

Sign + broadcast

rift_sign_message

Sign message

Assets (3)

Tool

Description

rift_get_tokens

List tokens

rift_get_user_tokens

User's tokens

rift_get_chains

List chains

User Management (4)

Tool

Description

rift_suspend_user

Suspend user

rift_unsuspend_user

Unsuspend user

rift_get_suspended_users

List suspended

rift_get_user_status

Check suspension status

Deposits (1)

Tool

Description

rift_get_deposits

Get USDC deposits

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