Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure, but it only says 'Create a sale receipt.' It does not mention permissions, side effects, idempotency, downstream effects in Bigcapital, whether the operation is reversible, or what the response will contain. This is a significant gap for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.