Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive behavior, so the description only adds the 'authenticated Agent's' scope. It does not disclose how the optional handle changes behavior, whether it can retrieve another agent's card, or what the returned contact card contains. This is a meaningful transparency gap for a getter with an optional parameter.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.