Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already provide key behavioral hints (readOnlyHint: true, destructiveHint: false, idempotentHint: true), so the description's burden is lower. It adds value by clarifying the return data ('store IDs and names') and the multi-store context, but does not disclose additional traits like rate limits, authentication needs beyond the token mention, or pagination behavior. No contradiction with annotations exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.