Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of safety disclosure. 'Read file contents' unambiguously signals a non-destructive read-only operation, which is the key behavioral trait, but it adds nothing about permissions, missing-file errors, encoding, or path resolution.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.