# Plain English 📄

Paste a contract, lease, terms of service, insurance policy, loan agreement or medical letter →
find out **what you're actually agreeing to**. Free, open-source, **zero extra credits**.

One [MCP](https://modelcontextprotocol.io) server for Claude & ChatGPT.

## What you get back

- **Bottom line** — what this document is and your real exposure
- **What matters most** — risks ranked Critical → Notable, each with the **verbatim quote**, its plain meaning, and the scenario where it bites
- **Deadlines, money, exits** — fees, penalties, auto-renewal and its cancel window, how to get out
- **Rights you give up** — arbitration, class-action waivers, unilateral changes
- **What's missing** — protections a reader would expect and this document omits (absence *is* a finding)
- **Standard stuff** — one line for the boilerplate, so you can ignore it
- **Ask them this** / **Negotiate this** — exact questions and specific asks, each tied to a clause
- **Worth a professional?** — whether the stakes warrant one, and what to bring them

## Scope — read this

This is **comprehension help so you understand your own document. It is not legal, medical, or financial
advice** and does not replace a professional. The protocol is built to be honest about that: it works
only from your pasted text, never invents clauses or figures, presents both readings when wording is
ambiguous, flags when an outcome turns on local law it can't verify, and tells you plainly when the
stakes justify a real lawyer.

## How it's free

The server runs **no AI**. It returns an expert decoding **protocol** as plain text; your own
Claude/ChatGPT executes it in the same turn. No API key, no second bill.

## Use it

```
Plain English: [paste your lease]
Plain English, I'm the tenant, I'm in Maharashtra: [paste]
Plain English, quick, focus on cost: [paste]
```

Knobs: `role` (tenant/borrower/customer/patient) · `jurisdiction` · `focus` (cost/exit/data/liability) · `depth` (quick/full)

## Deploy your own (free)

```powershell
npm install
npx wrangler deploy      # prints your live URL
```
Your connector URL is that address **+ `/mcp`**.

## Connect it
- **Claude** (any plan): Settings → Connectors → Add custom connector → paste the `/mcp` URL
- **ChatGPT** (Plus+, desktop web): Settings → Connectors → Advanced → Developer mode → add the `/mcp` URL, Auth **None**

## License
MIT © 2026 Pranay Mahendrakar — free to use, modify, and share.