Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses that the tool returns the full URL including query/fragment, which clarifies scope and implies a non-mutating read operation. It does not mention error behavior or prerequisites, but for a simple getter this is reasonable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.