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PaulNorton

Personal Capital MCP Connector

by PaulNorton

get_net_worth

Retrieve a net worth summary of total assets and liabilities, with subtotals by account categories such as cash, investments, credit cards, and loans.

Instructions

Get a summary of current net worth broken down into total assets vs total liabilities, with subtotals by account category (cash, investments, credit cards, loans).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYes
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the burden of disclosure. It does not mention whether results are real-time or cached, or if special authentication is needed. The description only specifies the output content.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, efficient sentence that immediately states the tool's purpose and output structure. No superfluous words.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given zero parameters and the existence of an output schema, the description provides a complete picture of what the tool returns: a net worth summary with breakdowns. No additional context is necessary.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

There are no parameters, so the description cannot add meaning beyond the schema. Baseline of 4 is appropriate as the description is not required to elaborate on nonexistent parameters.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states it gets a summary of current net worth with a breakdown into assets vs liabilities and by account category. It effectively differentiates from siblings like get_asset_allocation and list_accounts.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No explicit guidance on when to use this tool versus alternatives. The description implies it's for a high-level overview, but lacks explicit when or when-not recommendations.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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