Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of behavioral disclosure. It clearly conveys a read-only list operation and discloses the scope ('during this session') and the exact data returned (url, filename, saved path). While it does not mention edge cases like 'no downloads' or 'list reset behavior', the simple nature of the tool makes this acceptable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.