Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With zero annotations, the description carries the full safety burden and does so on the decisive point: it explicitly states no change occurs before human approval, so an agent will not assume the channel exists afterwards. It leaves unstated what the preview returns (a plan reference?), whether prepared previews expire, or what permissions are required, which keeps it below 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.