Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure but provides minimal information. It states what the tool does but doesn't mention whether it's a read-only operation, what permissions might be required, whether there are rate limits, or what format the rental history data will be returned in. For a tool with 3 parameters and no annotations, this is insufficient behavioral context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.