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Marcusdt-UX

finance-mcp-server

by Marcusdt-UX

Search Transactions

finance_search_transactions
Read-onlyIdempotent

Search financial transactions by date, category, merchant, amount range, and flow direction. Returns paginated, newest-first results.

Instructions

Search transactions with filters. All optional; combine freely. Returns newest-first, paginated. Amounts are signed (positive = money in, negative = money out). Args: from/to (YYYY-MM-DD), category, merchant (substring on name/descriptor), min_amount/max_amount (by absolute value), flow ('in'|'out'|'all'), limit (1-500, default 100), offset. Returns { total, count, offset, has_more, transactions: [{id, txn_date, amount, description, category, account, institution}] }.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
toNoEnd date inclusive, YYYY-MM-DD
flowNoMoney in, out, or allall
fromNoStart date inclusive, YYYY-MM-DD
limitNo
offsetNo
categoryNoFilter to one spending category
merchantNoSubstring match on merchant name / bank descriptor
max_amountNoMaximum absolute amount
min_amountNoMinimum absolute amount
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so agent knows it's safe. Description adds key behavioral traits: newest-first pagination, signed amounts, and return structure. No contradictions.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Single sentence paragraph is front-loaded with purpose and flexibility. Every sentence adds value, no redundancy. Very efficient.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Despite no output schema, the description fully details the return object (total, count, offset, has_more, transactions fields). Covers ordering, pagination, and signing. Complete for a search tool.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 78%, and the description adds extra context like absolute value filtering for amounts and substring matching for merchant. It succinctly explains each parameter's semantics beyond the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states 'Search transactions with filters' and lists specific filterable attributes. Distinguishes from siblings as it is the only general transaction search tool.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Indicates all filters are optional and combinable, implying broad applicability. However, does not explicitly advise when to use alternatives like finance_spending_by_category or finance_merchant_history, which are listed as siblings.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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