Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden. It clearly communicates that this is a mutating operation that replaces the old cell source with the provided source. Yet it does not disclose persistence behavior, side effects, authentication needs, or what happens when the index is invalid.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.