Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. It only states what the tool does ('get list of databases') without mentioning any behavioral traits like whether it requires authentication, has rate limits, returns paginated results, or what format the output takes. This is inadequate for a tool with zero annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.